From July 14 to 17, 2025, Munich once again became a meeting place for innovation from the international InsurTech scene. As part of the third cycle of the Global Accelerator Program, initiated by InsurTech Hub Munich together with InsurTech Israel, 17 outstanding start-ups from 16 countries came together to work on the solutions of tomorrow together with experts and partners from the insurance and innovation industry.
A total of four local hosting partners - Markel, NTT DATA, QAware and Google Munich - opened their doors to this year's cohort and contributed significantly to the success of the week with their insights.
The week started with a get-together at Markel and quickly picked up speed. Interactive sessions, roundtables and impulse formats focused on open exchange. Exchanging ideas, discussing, learning from each other - whether on topics such as artificial intelligence, embedded insurance, regulatory framework conditions or venture capital.
NTT DATA provided exciting insights into its role as an innovation driver in insurance IT and demonstrated in a practical way how InsurTechs can work successfully with established insurers. QAware, in turn, provided the ideal setting for in-depth discussions on market access, regulatory requirements and the concrete implementation of AI in the insurance environment.
"What makes the Global Accelerator Program so special is the lively community. Startups, mentors, investors and companies met as equals to shape things together and delve deep into the challenges and opportunities of the industry. I was particularly impressed by how openly and personally experienced industry heads shared their knowledge - that was incredibly valuable for the start-ups," says Esther Prax, Program Director at InsurTech Hub Munich, summarizing the relevance of the format.
A global movement - united in Munich
With participants from Africa, Europe, Latin America, Australia, India and the USA, the international reach of the program was impressively demonstrated. The topics ranged from healthcare technologies, AI-supported process automation and microinsurance to satellite-based risk management, financial data platforms and usage-based insurance.
The Global Accelerator Program is an initiative of Kobi Bendelak, CEO of InsurTech Israeland has already taken place in Tel Aviv and Des Moines, Iowa (USA). With the third cohort in Munich, the program has now been launched for the first time together with the InsurTech Hub Munich in Europe for the first time - another milestone for this fast-growing global platform.
"The diversity of the start-ups not only brings new perspectives, but also new partnerships," says Kobi Bendelak. "It's impressive to see how start-ups from such different markets share similar challenges - and develop solutions together. This is exactly why we launched the program: To create a global InsurTech community that learns from each other and grows together."
From the idea to the stage - Demo Day at Google Munich
The highlight of the week was the Demo Day at local hosting partner Google Munich. Here, the startups presented their visions and solutions to an audience of investors, partners, innovation managers and mentors. The quality of the pitches reflected both the potential of the teams and the enormous knowledge gained from the previous days.
- SyncTech (Australia)
A visual claims platform that combines 3D imagery, drone and geospatial data, and AI to automatically detect and report damage. - Maisha Poa (Kenya)
Tech-driven microinsurance company that provides affordable health insurance for low-income households in Kenya. - Agrikalpay (Benin)
Digital platform and e-wallet for farmers, uses blockchain, satellite monitoring and AI to process payments, loans and insurance. - Yelen Fintech (Burkina Faso)
Provides digital solutions to modernize the insurance and financial services industry in Africa. - BirdsEyeView (UK)
ESA-funded InsurTech with natural catastrophe modeling and risk management software for insurers. - Finerty (Ireland/UK)
Open Finance platform for the secure, automated transfer of pension, investment and insurance data to financial advisors. - GWTInsight (UK)
SaaS solutions for monitoring building data in real time and developing new insurance products for commercial real estate. - StitchStudio (USA)
AI platform for insurance companies that enables specialized AI agents to be integrated directly into existing workflows. - Cogniguard (USA)
Medical device for the treatment of Alzheimer's and MCI that uses vagal nerve stimulation during sleep. - Ü Health (Mexico)
Mobile platform with instant health insurance and preventive healthcare services at affordable prices. - Finnulate (India)
AI-driven compliance platform for financial companies that automates tasks, reduces risks and supports management. - Activar (Argentina)
Mobile platform for usage-based insurance (on-demand), e.g. for motorcycles or households - with real-time support. - TRAK (Spain)
Digital rehabilitation clinic via smartphone camera for orthopaedic injuries - with real-time feedback and cost reduction. - Sento (Guatemala)
AI platform for analyzing customer communication (voice, chat, email) for better insights and compliance in customer service. - Cleos Welt (Germany)
Insurance provider (MGA) for pets with over 25,000 insured animals, also offers white label and embedded insurance. - Caelus.space (Israel)
Satellite-based AI platform for early detection of ground movements and infrastructure risks for insurers. - Warmi (Ecuador): Technology for the financial inclusion and holistic well-being of women at the base of the income pyramid
A network that carries on
This programme was made possible by the ITHM's strong international partner community: from Australia to Mexico, from Ireland to India - together with organizations such as BrokerTech Ventures, Swiss InsurTech Hub, FSD Africa, InsurTech UK, Latam Insurtech, India Insurtech Association and in close cooperation with Insurtech Israel, a platform was created that will have a lasting impact - far beyond the four days.
"The Global Accelerator Program 2025 is more than just an innovation program and shows how strong the impact of a networked, eager-to-learn and diverse community can be," says Miriam Hook, Managing Director of ITHM, summarizing the week's developments. "We are proud to be part of this global exchange and are excited to see what partnerships for the national and international insurance market can emerge from these impulses."
