Our innovation programs
The innovation programs of the InsurTech Hub Munich are the heart of our platform and the key to actively shaping the future of the insurance industry. We identify relevant innovation topics from different perspectives, always tailored to the needs and interests of our insurer community.
We are shaping the future of the insurance industry
In clearly structured programs, we work to accelerate innovation processes in a targeted manner. Our approach combines a focused curriculum that integrates start-ups, established companies and knowledge partners in equal measure.
We work on solutions for specific use cases and challenges, promote the exchange of knowledge and ideas and develop collective expertise.
The DNA of the InsurTech Hub Munich
Targeted selection of topics and structured programs: We identify key industry challenges through continuous market observation and close communication with our partners. Based on these findings, we develop framework topics that we break down specifically into individual, practical use cases in our innovation programs.
Strong partners and expert communities: Based on our focus topics, we establish expert communities that work with us to define priorities and support the programs with their knowledge and experience. Together, we identify the relevant partners to drive forward the technological transformation of our industry - be it start-ups, established companies or knowledge partners.
The focus is on knowledge transfer and practical implementation. That is why our programs consist of three central streams:
- Knowledge Stream - We develop thought leadership and in-depth industry knowledge through studies, interviews with C-level decision-makers and knowledge partners.
- Collaboration Stream - As part of the Venture Client Program, we facilitate collaboration between insurers and innovative start-ups and established technology companies in order to develop practical solutions.
- Community Stream - We form topic-focused expert and innovation communities and establish exchange formats for C-level executives and managers. With top-class events, knowledge-driven exchange in webinars and inspiring innovation trips, we bring impulses directly into companies
We are the enabler for innovation: as an industry networker, we identify the most relevant start-ups and technology companies worldwide that create real added value for the insurance industry. Our community of experts accompanies the entire process and ensures that innovations are successfully realized from idea to implementation.
2025: Focus topics
The insurance industry is facing profound changes. Customers today expect digital, personalized experiences and seamless interaction with insurers. At the same time, economic pressure is increasing due to inflation and rising claims costs - efficiency is becoming a key success factor. Added to this are technological developments such as artificial intelligence and cloud transformation, which are accelerating change but also pose challenges for existing systems. New regulatory requirements such as DORA, FIDA and the EU AI Act are also increasing the complexity of compliance, cyber security and data management, while ESG standards such as CSRD demand sustainable business models.
Find out more about our current topics.
SCALE AI: a strategic necessity for insurers
In the vibrant and dynamic environment of artificial intelligence (AI) , the rapid integration of new technologies is transforming entire industries and challenging established norms. The potential benefits of AI for insurers are significant, from operational efficiencies to meeting customer expectations and boosting talent acquisition.
The InsurTech Hub Munich ran two " Scale AI" programs in 2024: The first program focused on how insurers can derive maximum benefit from the integration of AI.
The second program focused on the cooperation of insurers with selected start-ups. This cooperation is key to the successful implementation of the most relevant use cases.
Become part of the expert community.
NXT:COMMERCIAL: Conquering relevant market segments
SMEs make up 99% of the 3.4 million companies in Germany and are an important business segment for insurers. Their heterogeneity and varying risk profiles offer great potential for customized offers and digital sales strategies. The NXT:Commercial innovation program focuses on data, analysis and automation as well as targeted products for cyber security and sustainability in order to further develop the SME segment.
NXT:DISTRIBUTION: Rethinking distribution
Regulation, a shortage of specialist staff in intermediary sales and technological innovations pose major challenges for insurance sales. At the same time, customers expect hybrid solutions that combine personal advice with digital models.
The InsurTech Hub Munich 's 2023 innovation program brought together leading insurers, technology companies and international start-ups to tackle these issues.
