About the Innovation Programme

The small and medium-sized enterprise segment is set to thrive in the coming years, a  valuable opportunity also for insurers to develop targeted offerings and enhance their digital sales capabilities in this often overlooked market. Data, analytics and automation for this segment but also targeted products around cyber security and sustainability will be the focus of the upcoming Innovation Programme, NXT:Commercial, centered on further developing the SME segment in insurance.

Are you an insurance carrier looking for solutions to increase your SME portfolio, build new capabilities and scout new product offerings? Are you a startup with a solution to close the protection gap in the commercial space through improved processes or products?

Three Main Challenges

Providing Cybersecurity

How can insurers develop new offerings from prevention to recovery to help SMEs improve their cyber security and resilience?

Accelerating Digitization

How can insurers encourage and enable sustainable practices in the SME sector to contribute to ecological transformation?

Enabling Sustainability

How can insurers better serve digitally savvy business owners and contribute to the successful digital transformation of SMEs?

Participating startups

Want to know more about our
Innovation Programmes?

Programme Timeline

Most programme elements are carried out remotely with the exception of the onboarding week and the InsurTech Innovation Night.

Upcoming Events

Innovation Circle

October 10th – 4-5:30 PM

Big Tech Perspectives

November 7th

Innovation Night at DIA Munich

November 22nd-23rd


Insurers: Essential Safeguards for SME Security and Growth

Discover how insurers are evolving into essential safeguards for Small and Medium Enterprises (SMEs), bolstering their stability, security, and prospects for sustainable growth. This article delves into the strategies and innovations insurers are employing to bridge the divide between perception and reality in risk coverage for SMEs, ultimately fortifying fortifying their security, resilience, and long-term growth.

Any questions? We are here to help you

Startup Arena

Are you a startup with burning questions about our Innovation programme? Are you eager to learn more about the incredible opportunities our upcoming programmes could hold for you?

Estefanía Rodríguez Migliarini
Programme & Startup Relations Manager

Let's Talk

Insurance Forum

Do you have questions about your involvement in the corporate curriculum on commercial insurance? Are you looking to boost corporate innovation within your company?

Dr. Reinhard Saller
Director Partnerships and Communications

Get in touch